 1031 EXCHANGE
Find more information about 1031 exchange
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FORMS & TOOLS
Order title insurance online by clicking the link below:
Looking for a quick title insurance quote? Click this link for our online rate calculator:
Selling your own home? Click this link to request a For Sale By Owner (FSBO) package:
What is title insurance? For the answer to this and other Frequently Asked Questions (FAQ), click this link:
ONLINE ASSISTANCE CENTER
If you are sending Docs for an upcoming closing or just have a quick question, click one of the corrresponding links below:
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OUR SERVICES
Title Searches
A title search is an examination of county records to determine the property’s title history. The records examined comprise of deeds, court records, name indexes, property indexes, as well as many other documents. The purpose of the title search is to verify that the seller is the actual legal owner of the property and to ensure that the title is clear, has no mortgage claims, liens, title claims, judgments, or any other outstanding claims that can jeopardize the grantee’s right of ownership.
Complete Title Insurance Policies
We offer two types of insurance policies, an owners and a mortgage policy. Before we issue any policy it becomes a report or what we call a commitment. This commitment states who the deed holder (owner) is, any outstanding liens, encumbrances and other defects which might affect the title of the property. This information is very essential to you and will be used as a guideline to fulfill all the requirements to convey clear title. Upon completion of all requirements a closing will take place. After it closes, our final policy department will issue a title insurance policy. This policy sets out the new status of the title, which is insured. It will show the new ownership, if any, and include all other changes which took place up to the date of closing. Separate policies are written to protect both the interests of the property owner and the lender. The policy will protect you against any hidden title hazards for as long as you own the property. Remember, many things can go wrong during the title process which can affect clear title to the property, like clerical mistakes in the public records, previously undisclosed heirs with claims against the property, a forged deed that transfers no title to real estate and many more. That is why you need a title company that has the experience, knowledge and financial backing like Able Title Agency. We can help you fix past title defects and secure your most important investment for the future.
Document Preparation Services
Able Title Agency has the capability to prepare and assist you with all the essential documents for any type of transaction related to the real estate industry. Our processing department can draft warranty deeds, quit claim deeds and land contracts.
Professional Closing Services
We have a group of qualified closers who are capable of closing any deal. If you're looking for a company that you can rely on, we're the title company for you. We provide professional closers for every deal we close.
Recording Services
When you are doing a refinance or new mortgage, it's important that all the documents get to the county courthouse in a timely manner. We at Able Title Agency pride ourselves on the speed and accuracy with which we get your documents recorded.
Full Escrow Services
Able Title Agency is a licensed escrow holder, who can securely hold deeds, funds, and other important legal documents on behalf of the buyer and seller. Our escrow officers are experienced and trained in real estate transactions for deeds, taxes, and title insurance.
New Construction
Able Title Agency has an experienced staff on hand to assist with New Construction needs. Sworn Statements and Waivers are evaluated and Waiver Letters and Endorsements are issued on a daily basis. We also disburse checks to builders and contractors.
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