Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution directly or through its affiliates form sharing nonpublic personal information about you with a nonaffiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with this act, we are providing you with this document, which notifies you of the privacy policies and practices of Able Title Agency, LLC and Stewart Title Guaranty Company.
Types of Information and Applicability
We may collect non public personal information about you from the following sources:
- Information we received from you, such as on applications or other forms;
- Information about your transactions we secure from our files or from others;
- Information we receive from a consumer reporting agency
- Information that we receive from others involved in your transaction, such as the real estate agent or lender.
Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional nonpublic personal information will be collected about you.
Use of Information
We may disclose any of the above information that we collect about our customers or former customers to our affiliates or to nonaffiliated third parties, as permitted by law. We also may disclose this information about our customers or former customers to nonaffiliated companies that perform services on our behalf.
We do not disclose any nonpublic personal information about you with anyone for any purpose that is not specifically permitted by law.
We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Some states give you the right to access and correct nonpublic personal information. You may contact us in writing at our office, if your state law gives you this right.
Confidentiality and Security
We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to non-public personal information about you to those individuals and entities who need to know that information to provide products or services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your information will be handled responsibly and in accordance with this Privacy Policy. We currently maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.
